Debt crisis, not subprime

Unregulated mortgage markets cause housing price bubble, which inevitably bursts. Poorer homeowners tighten their spending. Sources of credit can't or won't ease retail through hard times. Stores go belly up, putting more people out of work. Like a spreading illness or a power outage, safety measures that are too weak and too late fail.

Not good.

The picture of retail's financing is interesting and something I didn't know. Sounds a lot like farming.